That's correct. And actually true, and you were refunded in full, yes? And not "eventually", as soon as requested.
I may have done some dodgy stuff in the past, although I still don't remember Mr Karl's incident, but have offered to right any wrong that I may have done if he lets me know the details etc of it. But, I have behaved with complete integrity in the last 2 1/2 years at least.
If I have wronged you in any way Mike, or if I owe you any money then let me know.
Phil