Guest julesp1905 Posted March 3, 2009 Share Posted March 3, 2009 (edited) I'm not talking about ebay as you can't an extra fees. However for private sales you can simply send money as personal which does not attract any fee for the seller. Comments from sellers who charge welcome. Edited March 3, 2009 by julesp1905 Link to comment Social source share More sharing options...
Pete S Posted March 3, 2009 Share Posted March 3, 2009 I'm not talking about ebay as you can't an extra fees. However for private sales you can simply send money as personal which does not attract any fee for the seller. Comments from sellers who charge welcome. You show me how and I'll be happy to implement it Link to comment Social source share More sharing options...
NEV Posted March 3, 2009 Share Posted March 3, 2009 You show me how and I'll be happy to implement it I don't charge for paypal payers but would like to know how this works too Pete?? Nev Link to comment Social source share More sharing options...
Dylan Posted March 3, 2009 Share Posted March 3, 2009 the buyer marks the payment as a "gift" then no fees. a few people have done this when buying things off me. has to be done by the buyer though. Link to comment Social source share More sharing options...
Gene-r Posted March 3, 2009 Share Posted March 3, 2009 You show me how and I'll be happy to implement it Pete - select "Send Money", then choose the "Personal" option, and mark it as "Personal Payment Owed". No fees are chargeable on this category. Link to comment Social source share More sharing options...
Guest julesp1905 Posted March 3, 2009 Share Posted March 3, 2009 Pete - select "Send Money", then choose the "Personal" option, and mark it as "Personal Payment Owed". No fees are chargeable on this category. As Dylan stated it is down to the buyer to do this, Could increase a few sales for people esp on big ticket items All the best Jules Link to comment Social source share More sharing options...
Stevie Posted March 3, 2009 Share Posted March 3, 2009 As Dylan stated it is down to the buyer to do this, Could increase a few sales for people esp on big ticket items All the best Jules Thanks for highlighting this Jules - will certainly try to implement in future. Link to comment Social source share More sharing options...
NEV Posted March 3, 2009 Share Posted March 3, 2009 Pete - select "Send Money", then choose the "Personal" option, and mark it as "Personal Payment Owed". No fees are chargeable on this category. Sounds good to me Link to comment Social source share More sharing options...
Kjw Posted March 3, 2009 Share Posted March 3, 2009 Pete - select "Send Money", then choose the "Personal" option, and mark it as "Personal Payment Owed". No fees are chargeable on this category. Wouldn't Paypal get wise to this if it was used frequently and put a block on it? Link to comment Social source share More sharing options...
Denbo Posted March 3, 2009 Share Posted March 3, 2009 Pete - select "Send Money", then choose the "Personal" option, and mark it as "Personal Payment Owed". No fees are chargeable on this category. Hmmm? Not sure about this. I tried it with Mace once and I'm sure it doesn't work. Mace, if you're tuning in, am I right? Remember, it was that first time I was sending you cash for a 45 I took at the Hideaway. Link to comment Social source share More sharing options...
Guest julesp1905 Posted March 3, 2009 Share Posted March 3, 2009 [ Wouldn't Paypal get wise to this if it was used frequently and put a block on it? Link to comment Social source share More sharing options...
Guest Trevski Posted March 3, 2009 Share Posted March 3, 2009 Will try this. Don't like charging, but can't afford paypal taking a slice of a £300 tume! Link to comment Social source share More sharing options...
Iancsloft Posted March 3, 2009 Share Posted March 3, 2009 If it works..Then thanks for the info........................ Link to comment Social source share More sharing options...
galaxy Posted March 3, 2009 Share Posted March 3, 2009 anyone have a screen shot? i cant see nowt for gift or personal. Link to comment Social source share More sharing options...
Denbo Posted March 3, 2009 Share Posted March 3, 2009 [ Wouldn't Paypal get wise to this if it was used frequently and put a block on it? No, Fees are only due for services or goods. Unless they totally change their terms and conditions That means that PayPal are offering a completely free service to people who just want to send money all over the world. I don't think so. Nothing's for free. There'll be a hitch somewhere. Link to comment Social source share More sharing options...
galaxy Posted March 3, 2009 Share Posted March 3, 2009 anyone have a screen shot? i cant see nowt for gift or personal. ahh maybe as i have a premier account. Link to comment Social source share More sharing options...
Dave Thorley Posted March 3, 2009 Share Posted March 3, 2009 I take Paypal charges on the chin, and see it as part of doing business. The same as bank charges, credit cards etc Link to comment Social source share More sharing options...
paultp Posted March 3, 2009 Share Posted March 3, 2009 I see paypal charges as "cost of sales" and so don't charge for people paying by paypal I will knock a bit off if someone sends me a cheque, but paypal is actually more convenient to be honest. Every shop, pub, website etc incurs charges for having the convenience of taking payment by credit card, you don't get charged extra for using your card but you may get a discount if you pay by cash. Just my sixpence worth Paul Link to comment Social source share More sharing options...
Guest Posted March 3, 2009 Share Posted March 3, 2009 (edited) I just asked a buyer to try it out - and there were no fees my end. but he did say that he was taking care of fees??? not sure how he could do that unless he paid a bit extra for the 4% charge but only the amount we agreed showed up in my PP account p.s. i didnt ask for 4% extra on top of sale price so still not sure how the transaction went through with no charge to me Edited March 3, 2009 by mikecook Link to comment Social source share More sharing options...
Pete S Posted March 3, 2009 Share Posted March 3, 2009 That means that PayPal are offering a completely free service to people who just want to send money all over the world. I don't think so. Nothing's for free. There'll be a hitch somewhere. I was just thinking that myself. They are anything but a charity. Link to comment Social source share More sharing options...
Jason S Posted March 3, 2009 Share Posted March 3, 2009 Seems only valid up to £30 - anything over incurs a charge. If sending as a gift you can specigy who foots the charges. Might also be a block on the amount of single gift transactions you can send to the same recipient within a short period of time to stop people getting around it (?) Link to comment Social source share More sharing options...
Guest Posted March 3, 2009 Share Posted March 3, 2009 (edited) Seems only valid up to £30 - anything over incurs a charge. If sending as a gift you can specigy who foots the charges. Might also be a block on the amount of single gift transactions you can send to the same recipient within a short period of time to stop people getting around it (?) payment to me this afternoon was £38 - no charge my end the guy said he was paying charge though Edited March 3, 2009 by mikecook Link to comment Social source share More sharing options...
Greg Belson Posted March 3, 2009 Share Posted March 3, 2009 I take Paypal charges on the chin, and see it as part of doing business. The same as bank charges, credit cards etc Same here - I don't see why the buyer should pay the 4% considering it's a service I want to use. Sometimes I might suggest splitting the fees 2% each if it's a big ticket record, as using paypal is beneficial to both parties involved in the deal. Link to comment Social source share More sharing options...
Guest julesp1905 Posted March 3, 2009 Share Posted March 3, 2009 I just asked a buyer to try it out - and there were no fees my end. but he did say that he was taking care of fees??? not sure how he could do that unless he paid a bit extra for the 4% charge but only the amount we agreed showed up in my PP account p.s. i didnt ask for 4% extra on top of sale price so still not sure how the transaction went through with no charge to me Working out a Paypal fee is very complex, 25p flat rate then % of price, also exchange rates have a bearing. The only way he could put the exact amount due into your acount is by using the method stated. clear proof it works for all the doubters! Link to comment Social source share More sharing options...
Pete S Posted March 3, 2009 Share Posted March 3, 2009 Same here - I don't see why the buyer should pay the 4% considering it's a service I want to use. Sometimes I might suggest splitting the fees 2% each if it's a big ticket record, as using paypal is beneficial to both parties involved in the deal. On the other hand, it's a service I actually DO NOT want to use, so if customers want to use it, then they have to pay for it I'm afraid. I offer several alternatives, I take card payments and I don't charge for that for instance. Link to comment Social source share More sharing options...
Ernie Andrews Posted March 3, 2009 Share Posted March 3, 2009 Kirsty - bought something off me recently and used the gift option - It was the first time I had heard of it but worked fine Link to comment Social source share More sharing options...
Dave Thorley Posted March 3, 2009 Share Posted March 3, 2009 On the other hand, it's a service I actually DO NOT want to use, so if customers want to use it, then they have to pay for it I'm afraid. I offer several alternatives, I take card payments and I don't charge for that for instance. I rather pay not charges on anything, but doesn't seem to work that way. You have credit cards, which is fine. I like the fact that paypal gives me instant access to the money. Horses for courses. But still comes back to offering customers a method of payment as part of the service as a seller, credit card or paypal. I have always found it a bit cheeky saying 'I want to sell this, but I'm going to make you pay so I can get the money' Link to comment Social source share More sharing options...
Sebastian Posted March 3, 2009 Share Posted March 3, 2009 (edited) I have always found it a bit cheeky saying 'I want to sell this, but I'm going to make you pay so I can get the money' I agree. Just do what pretty much every store owner that accept credit card payments do to everything in their store: add the card processing fee to the list price, in PayPal's case roughtly 5%, and don't tell the people who read the sales list. If you want £40, list it as £42. If you want £100, list it as £105. If you want £2000, list it as £2100. To pay £100 more or less when someone is already up for paying £2000 for something doesn't make much difference in my experience. Edited March 3, 2009 by Sebastian Link to comment Social source share More sharing options...
Guest Trevski Posted March 3, 2009 Share Posted March 3, 2009 (edited) Seems only valid up to £30 - anything over incurs a charge. If sending as a gift you can specigy who foots the charges. Might also be a block on the amount of single gift transactions you can send to the same recipient within a short period of time to stop people getting around it (?) Just tried to send £13.50 got this first, tried the 'personal' instead, and gave options like gift., money owed, etc In personal, used the money owed option got this Either I had to pay 66p or the recipient! Obviously not doing it right! Edited March 3, 2009 by Trevski Link to comment Social source share More sharing options...
Guest Trevski Posted March 3, 2009 Share Posted March 3, 2009 Pete - select "Send Money", then choose the "Personal" option, and mark it as "Personal Payment Owed". No fees are chargeable on this category. See above post! I did exactly that, and got charged either 66p to me, or I could make the recipient pay it! (not being tight for 66p, I took it on the chin!) Link to comment Social source share More sharing options...
Guest Trevski Posted March 3, 2009 Share Posted March 3, 2009 I rather pay not charges on anything, but doesn't seem to work that way. You have credit cards, which is fine. I like the fact that paypal gives me instant access to the money. Horses for courses. But still comes back to offering customers a method of payment as part of the service as a seller, credit card or paypal. I have always found it a bit cheeky saying 'I want to sell this, but I'm going to make you pay so I can get the money' They give instant access to paying for stuff, and have it out of your account imediatly, but putting ££ from paypal into your bank still takes 3/5 days! Link to comment Social source share More sharing options...
vaultofsouler Posted March 3, 2009 Share Posted March 3, 2009 (edited) See above post! I did exactly that, and got charged either 66p to me, or I could make the recipient pay it! (not being tight for 66p, I took it on the chin!) Trev.... it's free if using PayPal balance or direct from a bank account linked to PaPal.... small charge (option of who covers it as you got) for using debit/credit cards linked to it.... see link below https://www.paypal.com/uk/cgi-bin/webscr?cmd=_display-fees you have to be logged in to see page so copy and paste link after doing so Edited March 3, 2009 by vaultofsouler Link to comment Social source share More sharing options...
pikeys dog Posted March 3, 2009 Share Posted March 3, 2009 When I put a record up for sale the fees are factored into the price, as are the postage costs. I'd much prefer to advertise a record for sale at a set price without any additional costs so that the buyer knows exactly what they are paying upfront. Link to comment Social source share More sharing options...
Guest Posted March 3, 2009 Share Posted March 3, 2009 I paid Steve and thought I'd send it as a gift - and I never got a charge and neither did he I had to send my address seperately though did it send money, personal, gift there may be a limit to the amount you can send, don't know - maybe someone can ask paypal? Link to comment Social source share More sharing options...
Guest Trevski Posted March 3, 2009 Share Posted March 3, 2009 Trev.... it's free if using PayPal balance or direct from a bank account linked to PaPal.... small charge (option of who covers it as you got) for using debit/credit cards linked to it.... see link below https://www.paypal.com/uk/cgi-bin/webscr?cmd=_display-fees you have to be logged in to see page so copy and paste link after doing so I Geddit! They have my bank details, but payments are deducted from my debit card, rather than account...... Link to comment Social source share More sharing options...
Guest Posted March 3, 2009 Share Posted March 3, 2009 ok, hope this is of use. the guy who bought off me today gave me £3.00 for overseas postage. this was £1.50 more than the post office charged to send. I've just been into paypal to send him the £1.50 back. I clicked on personal - then clicked on household expense - it gave me the option to pay the charge. it was only 1p on the £1.50. so there is a charge, but i aint no good at maths to work out if this is a better option.......over to the brainy people Link to comment Social source share More sharing options...
davidwapples Posted March 3, 2009 Share Posted March 3, 2009 if you said money sent was a gift you wouldnt be covered if something went wrong with the item would you? and may be hard to claim back money you sent as a gift Link to comment Social source share More sharing options...
Dylan Posted March 3, 2009 Share Posted March 3, 2009 if you said money sent was a gift you wouldnt be covered if something went wrong with the item would you? and may be hard to claim back money you sent as a gift yes good point. I should have mentionbed this at start. Link to comment Social source share More sharing options...
NEV Posted March 3, 2009 Share Posted March 3, 2009 I have just asked a payer to do this for me and the outcome was ,he had to pay the fee . I normally never ask buyers to pay fee and accept its my burden. So as far as i can see ,nowts for nowt and as suspected paypal ain't running a charity. only way i'll be doing it again is if its a very expensive record Nev Link to comment Social source share More sharing options...
Guest julesp1905 Posted March 3, 2009 Share Posted March 3, 2009 I have just asked a payer to do this for me and the outcome was ,he had to pay the fee . I normally never ask buyers to pay fee and accept its my burden. So as far as i can see ,nowts for nowt and as suspected paypal ain't running a charity. only way i'll be doing it again is if its a very expensive record Nev it's free if using PayPal balance or direct from a bank account linked to PaPal.... small charge (option of who covers it as you got) for using debit/credit cards linked to it.... see link below https://www.paypal.com/uk/cgi-bin/webscr?cmd=_display-fees Link to comment Social source share More sharing options...
Chris Anderton Posted March 3, 2009 Share Posted March 3, 2009 I take Paypal charges on the chin, and see it as part of doing business. The same as bank charges, credit cards etc ............. Absolutely spot on Dave, its the cost of doing business, like paying tax etc...always makes me laugh when sellers have records at top book price and are asking for paypal fees too...If i do buy anything from these guys i always send a cheque. Chris Link to comment Social source share More sharing options...
Denbo Posted March 4, 2009 Share Posted March 4, 2009 (edited) it's free if using PayPal balance or direct from a bank account linked to PaPal.... small charge (option of who covers it as you got) for using debit/credit cards linked to it.... see link below https://www.paypal.com/uk/cgi-bin/webscr?cmd=_display-fees Hope this works and you all get to see it okay? The definitive answer!!! Fees PayPal is the safer, easier way to transfer money online. PurchasePersonal TransferPayGet paidSend moneyReceive moneyFree1.4% to 3.4% + £0.20 GBPIt's free when you use your PayPal balance or your bank account linked to your PayPal account. There is a charge of 3.4% + £0.20 GBP for debit or credit card payments (either the sender or recipient can pay this fee). Nah, it hasn't come out the way it appears on PayPal. But basically, it goes as follows; On a purchase, for the payer it's free, for the person getting paid it's 1.4% to 3.4% + £0.20 GBP, end of story. On a personal transfer, for the person sending the money and the person receiving the money, it's free when a PayPal balance is used or a bank account linked to a PayPal account. But if a debit or credit card is used linked to a PayPal account, then there is a charge of 3.4% + £0.20 GBP In this case, either the sender or the recipient can pay this fee. In any kind of dispute, I suppose the person who has a debit or credit card linked to their PayPal account should pay the fee if the other person has his bank account linked instead, as that kind of link is free. What do you think? QED? Edited March 4, 2009 by denbo Link to comment Social source share More sharing options...
Guest Trevski Posted March 4, 2009 Share Posted March 4, 2009 (edited) Absolutely spot on Dave, its the cost of doing business, like paying tax etc...always makes me laugh when sellers have records at top book price and are asking for paypal fees too...If i do buy anything from these guys i always send a cheque. Chris I'm sure they prefer the cheque. If I sell a record for £100 cash, I get £100. If a take a £100 cheque, I get £100. paypal I get £95. Not a lot, I know, but I give free P&P which with special delivery, is £5+ meaning with paypal I end up with £90. Much rather cheques. Paypal is no convenience to me when selling. To transfer it to my bank takes 5 days with Barclays. Could do the same with a cheque. Just wondering when someone is going to use it as a bargaining tool at a niter. Buyer "How much for this mate?" Seller "£100" Buyer "Can you do it for a bit less" Seller "Sorry mate, it's a steal at £100" Buyer "OK, can I paypal you the money in the morning? " Seller "Fine, I'll give you my address" Buyer "Tell you what, by the time paypal have had their slice, and you've posted it, you'll only get £90. Hows about I give you £90 cash, now?" You can't fault his logic! Edited March 4, 2009 by Trevski Link to comment Social source share More sharing options...
Mike Shawe Posted March 4, 2009 Share Posted March 4, 2009 if you said money sent was a gift you wouldnt be covered if something went wrong with the item would you? and may be hard to claim back money you sent as a gift Yes, definitely the case, the recipient then wouldn't be able to make a claim via the 'dispute centre' and would lose any protection, although in my experience, Paypal nearly always side with the buyer if things go wrong despite overwhelming evidence in favour of the seller With a friendly forum such as ours, I wouldn't have a problem sending payment as a 'gift'. Link to comment Social source share More sharing options...
Guest wigantojapan Posted March 18, 2009 Share Posted March 18, 2009 As far as i can see after checking statements i have used both options from a bank account and from a card. I always hit the personal and gift button .So i dont know how PP themselves are choosing how i pay as i do everything exactly the same ,no difference what so ever. Link to comment Social source share More sharing options...
Guest geomcewan Posted March 18, 2009 Share Posted March 18, 2009 I detest using paypal and much prefer sending cash - maybe I'm a bit of a dinosaur that way but it seems the right thing to do - like listening to vinyl instead of MP3's. If someone offered to paypal me in the morning whilst selling a record at a venue I wouldn't know what to do, might as well ask me how to split an atom. My wife deals with that side of things but they will charge for everything I'm sure of that. For some horror stories visit PAYPALSUCKS.COM Link to comment Social source share More sharing options...
Guest newone Posted March 18, 2009 Share Posted March 18, 2009 I detest using paypal and much prefer sending cash - maybe I'm a bit of a dinosaur that way but it seems the right thing to do - like listening to vinyl instead of MP3's. If someone offered to paypal me in the morning whilst selling a record at a venue I wouldn't know what to do, might as well ask me how to split an atom. My wife deals with that side of things but they will charge for everything I'm sure of that. For some horror stories visit PAYPALSUCKS.COM paypal, do nothing for free, their worst bit i think is their conversion rate when buying from abroad, their dollar rate is the worst in the world add up ull purchases they convert each day work out how much extra they earn on top their normal fees, its a lot, convemient to use but boy oh boy what a price u pay Link to comment Social source share More sharing options...
Guest wigantojapan Posted March 25, 2009 Share Posted March 25, 2009 I detest using paypal and much prefer sending cash - maybe I'm a bit of a dinosaur that way but it seems the right thing to do - like listening to vinyl instead of MP3's. If someone offered to paypal me in the morning whilst selling a record at a venue I wouldn't know what to do, might as well ask me how to split an atom. My wife deals with that side of things but they will charge for everything I'm sure of that. For some horror stories visit PAYPALSUCKS.COM so you want some poppy for that poppies lp yer trying to exchange or pay pal PAL Link to comment Social source share More sharing options...
Windlesoul Posted April 16, 2009 Share Posted April 16, 2009 Hope this works and you all get to see it okay? The definitive answer!!! Fees PayPal is the safer, easier way to transfer money online. PurchasePersonal TransferPayGet paidSend moneyReceive moneyFree1.4% to 3.4% + £0.20 GBPIt's free when you use your PayPal balance or your bank account linked to your PayPal account. There is a charge of 3.4% + £0.20 GBP for debit or credit card payments (either the sender or recipient can pay this fee). Nah, it hasn't come out the way it appears on PayPal. But basically, it goes as follows; On a purchase, for the payer it's free, for the person getting paid it's 1.4% to 3.4% + £0.20 GBP, end of story. On a personal transfer, for the person sending the money and the person receiving the money, it's free when a PayPal balance is used or a bank account linked to a PayPal account. But if a debit or credit card is used linked to a PayPal account, then there is a charge of 3.4% + £0.20 GBP In this case, either the sender or the recipient can pay this fee. In any kind of dispute, I suppose the person who has a debit or credit card linked to their PayPal account should pay the fee if the other person has his bank account linked instead, as that kind of link is free. What do you think? QED? Don't understand the difference between a debit/credit card linked to a paypal account and a bank account linked to paypal.......Does this mean I have to shovel money into the paypal account itself to not get charged the 4% when buying. What if I have a bit in the paypal account and a bit off my card.... Link to comment Social source share More sharing options...
Sebastian Posted April 16, 2009 Share Posted April 16, 2009 Does this mean I have to shovel money into the paypal account itself to not get charged the 4% when buying. No, you never get charged by PayPal when you use their site to buy something. They do however charge you about 4% when you recieve money. Link to comment Social source share More sharing options...
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