Insurance - House Contents Insurance To Cover Records

[Premium Stuff]

Hi all

Anyone got any good ideas, tips, advice please on home contents insurance related to record collections?

If there are any good policies around, or tips on scope of cover, that would be great know

Just out of interest, I made a claim on an old insurance policy a few years ago when I was burgled. They got into my locked record boxes and caused a bit of havoc. The insurer paid out for stolen and damaged items, including several individual 45s that had been damaged or had their condition reduced (e.g. by scuffing). My policy paid out for the full replacement cost based on values in the current edition of Manship's Price Guide

The police also caught the guy who did it - a druggie who had just kicked the front bay window in

Thanks

Richard

Edited December 24, 2008 by Premium Stuff

[Guest Andy Kempster]

Hi all

Anyone got any good ideas, tips, advice please on home contents insurance related to record collections?

If there are any good policies around, or tips on scope of cover, that would be great know

Just out of interest, I made a claim on an old insurance policy a few years ago when I was burgled. They got into my locked record boxes and caused a bit of havoc. The insurer paid out for stolen and damaged items, including several individual 45s that had been damaged or had their condition reduced (e.g. by scuffing). My policy paid out for the full replacement cost based on values in the current edition of Manship's Price Guide

The police also caught the guy who did it - a druggie who had just kicked the front bay window in

Thanks

Richard

i am with directline and added £25k cover for my records, they didnt ask for individual items it just put my premium up by about £3/per month, dont know if there is a ceiling on it though

[Pete Eccles]

Hi all

Anyone got any good ideas, tips, advice please on home contents insurance related to record collections?

If there are any good policies around, or tips on scope of cover, that would be great know

Just out of interest, I made a claim on an old insurance policy a few years ago when I was burgled. They got into my locked record boxes and caused a bit of havoc. The insurer paid out for stolen and damaged items, including several individual 45s that had been damaged or had their condition reduced (e.g. by scuffing). My policy paid out for the full replacement cost based on values in the current edition of Manship's Price Guide

The police also caught the guy who did it - a druggie who had just kicked the front bay window in

Thanks

Richard

Just a thought (can't really help with regards to insurance) but why lock your boxes indoors? The way I see it 'any' burglar would be curious as to the contents, hence the 'havoc', whereas most burglars would have no interest in old records, unless that's the reason they are there, in which case they would just take the boxes, I suppose as they were locked you were lucky they didn't take em just out of curiosity,

Most burglars would be 'interested' in anything with a lock on,

[Guest bazrico]

Just a thought (can't really help with regards to insurance) but why lock your boxes indoors? The way I see it 'any' burglar would be curious as to the contents, hence the 'havoc', whereas most burglars would have no interest in old records, unless that's the reason they are there, in which case they would just take the boxes, I suppose as they were locked you were lucky they didn't take em just out of curiosity,

Most burglars would be 'interested' in anything with a lock on,

agree with statement young kids who break into houses are looking for locked items and not items on show ie records cds i spoke to a friend of in crime prevention about this on behalf of dj from north wales and that's the advice he gave.

[Premium Stuff]

Thanks for the advice guys

You are definately right about not locking the boxes indoors. I stopped doing it after that episode

Cheers

Richard