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Insurance Replacement Value


chrissie

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Just itemising my records for Insurance replacement value and for replacement value I am basing everything, where price available, on JMs prices (to take into consideration that replacement value is usually about a third over going rate).

Was checking value of Lydia Pense, I'll Forgive You, and as there was not one listed on JM I looked up on GEMM and was v suprised at the price. Mine is WD in EX condition.....................what would be your value, taking into consideration replacement value is usually over the going rate.

QoFxx

Edited by chrissie
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Just itemising my records for Insurance replacement value and for replacement value I am basing everything, where price available, on JMs prices (to take into consideration that replacement value is usually about a third over going rate).

Was checking value of Lydia Pense, I'll Forgive You, and as there was not one listed on JM I looked up on GEMM and was v suprised at the price. Mine is WD in EX condition.....................what would be your value, taking into consideration replacement value is usually over the going rate.

QoFxx

in johns new book it says £150.00

mark

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I've always been a bit perplexed as to how these insurance companies work it with rare records.???

When I went to my bank for one of those stupid meetings they call you in for, the banker ( :shades: ) asked if I had anything of value. He was particularly interested when I told him about my records. Alas, I could only insure them as the whole collection, not individually, then if I had a fire and all went up in smoke, I would have to prove what their value was.....yea right, and they're gonna believe it!!

It's more likely that my 2 year old daughter will get hold of one and run it along the floor etc....for that they say, they will NOT pay out!

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