Mal C Posted March 22, 2013 Posted March 22, 2013 (edited) Anybody Notice the change of Pay Pal today? Seems they have simplified the send money page, giving two options below: the old 'Gift' option, now Family or Friends charges you a fee unless you send from a Pay pal Balance.. Whats not clear is whether the 'and/or Bank account' on this option, is deemed the same as a debit card mentioned in the below option. I thought once you join pay Pal, you have to link it to a bank account, so why would you be using a separate credit or debit card? I think people should switch to direct payments into Bank accounts personally, takes the same time and effort no fees to greedy pay pal, notice they don't offer you any interest on Pay Pal balances... what do folk think... Mal.C Edited March 22, 2013 by Mal.C.
Guest julesp1905 Posted March 24, 2013 Posted March 24, 2013 (edited) Not sure if you can add money instantly to a paypal account via a direct debt, usually takes 5 or so days, a credit or debit card is instant as the funds are authorised Edited March 24, 2013 by julesp1905
Ficklefingers Posted March 24, 2013 Posted March 24, 2013 Yes.. I just made a gift payment today from my registered bank account and got charged nigh on £6 !! Won't be making any more payments via that method that's for certain - the only way of NOT being saddled with the fee is if the gift recipient pays 'em..
Pete S Posted March 24, 2013 Posted March 24, 2013 Yes.. I just made a gift payment today from my registered bank account and got charged nigh on £6 !! Won't be making any more payments via that method that's for certain - the only way of NOT being saddled with the fee is if the gift recipient pays 'em.. Or if you've got credit in your paypal account 1
Denbo Posted March 25, 2013 Posted March 25, 2013 Or if you've got credit in your paypal account Pete, Can you 'top-up' your PayPal account using a debit or credit card, rather than the funds coming straight from your debit or credit card. In other words, instruct PayPal to take say £100 from your debit or credit card and hold it in your PayPal account, creating credit in your PayPal account.
Pete S Posted March 25, 2013 Posted March 25, 2013 Pete, Can you 'top-up' your PayPal account using a debit or credit card, rather than the funds coming straight from your debit or credit card. In other words, instruct PayPal to take say £100 from your debit or credit card and hold it in your PayPal account, creating credit in your PayPal account. I don't think so, it'd be the same as using your card to pay for an item?
Denbo Posted March 25, 2013 Posted March 25, 2013 I don't think so, it'd be the same as using your card to pay for an item? Didn't you say, if there's money in your PayPal account, then payment as Gifts is free. But if the PayPal account is empty, then payment has to come from your debit or credit card, for which you now have to pay a fee. Therefore, it would be a good idea if you could periodically keep your PayPal account topped up with monies from the card or Bank.
Homage Posted March 26, 2013 Posted March 26, 2013 Some tw*t in their office has dreamt this up as another way of them increasing revenue, to keep the share holders happy!!! They increased their fees a couple of years ago as well, and are registered in Luxembourg for tax reasons! Sneaky bunch this lot (parent company is ebay, so nice little earner going on, so good they can charge you twice! One for the listing/selling fees, and then again for getting paid through paypal.
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