Paypal Question

[arnie j]

hi all,im in the process of setting up a paypal account and have two questions to ask.....

do i have to have funds in my actual paypal account to buy records and stuff or will it just pay the money from my bank account if theres no funds in my paypal account ?

also i sometimes buy records from abroad,will the payment i send convert itself into other currencies,eg dollars etc or is there something i have to do to pay in other currencies ? any help very much appreciated,thank you

jason

[Tabs]

It will take the funds from your bank account or if not enough then from your CC if you add one.

You choose the currency you are paying.

Take it steady bud.

hi all,im in the process of setting up a paypal account and have two questions to ask.....

do i have to have funds in my actual paypal account to buy records and stuff or will it just pay the money from my bank account if theres no funds in my paypal account ?

also i sometimes buy records from abroad,will the payment i send convert itself into other currencies,eg dollars etc or is there something i have to do to pay in other currencies ? any help very much appreciated,thank you

jason

[Pete S]

If you've got money in your account it will always take the money from your paypal account first, even if you specify it should come off a card, it won't do that til your account is down to zero.

[arnie j]

thanks tabs and pete,so if no funds in pp it will take off card ? and theres an option on pp to choose which currency i pay by ? just to clarify like !,thanks

jason

[Mach]

also if you buy from the u.s from yr paypal account it will automatically convert & pay for the goods in that currency

[Tabs]

!) Will use any funds in your PP account first.

2) Then your bank account if you have set one up.

3)Then your CC [

4) You choose what currency you pay in but as Macho says any purchases from the US automatically pays in dollars.

thanks tabs and pete,so if no funds in pp it will take off card ? and theres an option on pp to choose which currency i pay by ? just to clarify like !,thanks

jason

[boba]

thanks tabs and pete,so if no funds in pp it will take off card ? and theres an option on pp to choose which currency i pay by ? just to clarify like !,thanks

jason

You send the payment in a specific currency, you choose the currency at the time you send the payment. If buying from ebay you use ebay checkout and it's automatically in the currency of the ebay item. Paypal does a currency conversion for you at not-so-favorable rates.

[NEV]

If you've got money in your account it will always take the money from your paypal account first, even if you specify it should come off a card, it won't do that til your account is down to zero.

Not sure if it still exists Pete ..but there used to be a option to decide where funds came from " more funding options" so you could taek from card rather than bank?

My bank is registered with paypal but it never automatically takes funds from there ..it takes from my card unless funds are in paypal account .

[Mike Lofthouse]

and despite all the moaners going on about it (and ebay) its a fantastic way to pay for your items without any hassle

[NEV]

and despite all the moaners going on about it (and ebay) its a fantastic way to pay for your items without any hassle

Mike ....people will always fnd things to moan about

it's human nature ,we gotta take our frustration out on someone ... and .after all, we are still in a recession

[soulsalmon]

Not sure if it still exists Pete ..but there used to be a option to decide where funds came from " more funding options" so you could taek from card rather than bank?

My bank is registered with paypal but it never automatically takes funds from there ..it takes from my card unless funds are in paypal account .

Sure thats still available Nev,i have 3 cards registered +bank acc,always gives the option where the funds come from,

might depend what kind of acc you have with pp,mines a verified business acc

Edited August 20, 2011 by soulsalmon

[boba]

Sure thats still available Nev,i have 3 cards registered +bank acc,always gives the option where the funds come from,

might depend what kind of acc you have with pp,mines a verified business acc

you can use "more funding options" to chose between different credit cards and bank accounts. But Pete was saying that if you have money in your paypal account, it will automatically use that money up first and you won't have a choice to use your bank account or credit card instead.

[Chalky]

Not sure if it still exists Pete ..but there used to be a option to decide where funds came from " more funding options" so you could taek from card rather than bank?

My bank is registered with paypal but it never automatically takes funds from there ..it takes from my card unless funds are in paypal account .

Paypal has never yet taken funds from my bank account. It has taken it from my paypal account then credit card. Usually credit cards cause rarely any funds in the paypal account. You can register as many credit cards as you wish and specify which card is to be used to pay for goods.

[NEV]

Paypal has never yet taken funds from my bank account. It has taken it from my paypal account then credit card. Usually credit cards cause rarely any funds in the paypal account. You can register as many credit cards as you wish and specify which card is to be used to pay for goods.

Credit cards are best cos they are not real money.lol

[arnie j]

one more question folks,how do i pay as a "gift" ? so as to avoid fees ? i cant find that option on paypal.thanks

jason

[bri pinch]

after you've logged in and clicked on to the send money tab, click on personal as opposed to purchase...can't send as gift to some european countries tho

[arnie j]

after you've logged in and clicked on to the send money tab, click on personal as opposed to purchase...can't send as gift to some european countries tho

thanks for the info bri,much appreciated

jason