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I did it the other day and sent as "money owed" and it didn't charge me if it was withdrawn from my bank account (but did if it was a credit card). Seller incurred no fees. However, their fee schedule is so complicated and changes in different countries and when sending money across countries (I'm in the US) that I would look on their site to confirm.

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ok i see they simplified their fee schedule. here it is. basically if you do a personal transfer it's free if you send via paypal balance or bank account, otherwise you can determine who pays the fees. there are additional fees for cross-border transactions as noted. I agree with the above post that if you're dealing with people you don't know it's worth doing a regular transfer and paying the 3-4% to get buyer protection. If you are dealing with a friend you can avoid fees via paying from a paypal balance or withdrawal and sending as gift.

Fees

Our fees are now the same for all accounts - Personal, Premier, and Business. Please note that the Purchase rate applies to all payments using Request Money.

scr_purchase_351x164.jpgscr_pertransfer_351x164.jpgPurchasePersonal TransferPayGet paidSend moneyReceive moneyFree1.9% to 2.9% + $0.30 USD  Free when the money comes from PayPal balance or bank account.

2.9% + $0.30 USDwhen the money comes from a debit or credit card or PayPal Credit

(the sender decides who pays this fee).

Additional fees   for cross border payments and currency conversion.

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