Morbid "i Know" But Important?

[dthedrug]

Hi Soulsters:- DESCISION TIME?? A few days ago i was really shocked to here the News that Dave Rivers Original member of the the London area Rare SOUL discoverers had a Hart Attack & Big Frank (Frankie Baggott) Wolves & Twisted Wheel Brother. Also Marge Rimmer who had sadly passed away, and all the people who have got into financial difficulties through bad health issues or unemployment and so on. :- This is not only a time to reflect, it's a time for positive action! On what do you do with your collections if sadly you pass away or your Life style changes, as mine has over the last 6 months, this question I have found troublesome and I no that there is a difference of opinion around this subject, the first point is relatively straight forward if you have implemented and already made a WILL good on you, however a lot of us myself included have not and any discussion on this was made in the good times and romantic in structure not practicable for those who we leave behind as my partner Marie views the scene with great suspicion and relates my drug addiction issues to it (not the people but the scene)however she does know the right people personally to talk to about what happens to all my Records, My concerns over who knocks at the door and views the collection has been covered as I told here that whoever it is will try to Cherry Pick or Rabbit on about demand,Condition, NOC, and so on to cut down on there buying costs, so I have made sure that my closest friends will take care of this Mick Smith being one of the 2. However as stated this is based on a pass away in my sleep type situation? not the unable to work situation or the Financial circumstances that have come about from ill health or unemployment and off course separation/

I would love to no your opinions on this topic? and I have a stubborn attitude as I have sold 3 collections before.

And this time it would be totally impossible to start again! DAVE KIL.

[Dave Rimmer]

Hi Soulsters:- DESCISION TIME?? A few days ago i was really shocked to here the News that Dave Rivers Original member of the the London area Rare SOUL discoverers had a Hart Attack & Big Frank (Frankie Baggott) Wolves & Twisted Wheel Brother. Also Marge Rimmer who had sadly passed away, and all the people who have got into financial difficulties through bad health issues or unemployment and so on. :- This is not only a time to reflect, it's a time for positive action! On what do you do with your collections if sadly you pass away or your Life style changes, as mine has over the last 6 months, this question I have found troublesome and I no that there is a difference of opinion around this subject, the first point is relatively straight forward if you have implemented and already made a WILL good on you, however a lot of us myself included have not and any discussion on this was made in the good times and romantic in structure not practicable for those who we leave behind as my partner Marie views the scene with great suspicion and relates my drug addiction issues to it (not the people but the scene)however she does know the right people personally to talk to about what happens to all my Records, My concerns over who knocks at the door and views the collection has been covered as I told here that whoever it is will try to Cherry Pick or Rabbit on about demand,Condition, NOC, and so on to cut down on there buying costs, so I have made sure that my closest friends will take care of this Mick Smith being one of the 2. However as stated this is based on a pass away in my sleep type situation? not the unable to work situation or the Financial circumstances that have come about from ill health or unemployment and off course separation/

I would love to no your opinions on this topic? and I have a stubborn attitude as I have sold 3 collections before.

And this time it would be totally impossible to start again! DAVE KIL.

Dave is so right about making a will. Both Margie and I made one when we bought the house, and it made things so much easier for me in practical terms after she died. Not only did I know her wishes for a cremation, but as I was the Executor it meant that I could deal with her Estate as soon as I had the Death Certificate.

As we all get older I'd also suggest you make a Lasting Power Of Attorney, so if you are too ill to make decisions yourself, the person / persons named will have the authority to do so without having to go to court to obtain Power Of Attorney which can apparently take several months and that might be critical for you.

It's certainly something I intend doing in the next few days, because obviously, I now need a new Will, so I thought I'd try one of the online Will sites. Does anyone have any recommendations / advice as to which one to try ?

[TOAD]

LASTING POWER ETC

something i didnt know about,can anyone pm with what i do and the cost

cheers

t

[Guest Dave Turner]

I must admit reading the board lately has made me think. I really must get on top of this and do some preparations ie will etc etc should I become extremely ill or suddenly pass away . As we all know, life can change in an instant often with no warning whatsover.

The records collection issue I have these views depending on size/value of collection and family means ---

1. If your family isn't well catered for financially should the worst happen. Make arrangements with a good and trusted friend who knows about records and especially has the ability to sell them on your family/spouses behalf. Arrange what cut he can take for his time and trouble after selling fees etc have come out. Let's say for example 25% of low value records. Higher value again say 25% up to a maximum of £100. These are just examples off the top of my head, it can be anything you both would feel happy with.

2. Depending on the value/size of collection. If a modest collection and not worth mega thousands of pounds start looking for a "protege". A young lad, or lass for that matter, who really is getting "into" it or has been into it for some time. Someone who is beyond the "this is a fad" stage and who hasn't had the finances or years of experience to build up a collection. Maybe the "young 'un" who you've got time for because they are seriously interested. Will the collection to him/her on the proviso it isn't broken up and held in memory.

3. A combination of the above. The high value stuff to be sold and the lower value stuff to be willed to someone. Just put a certain pencil mark on record sleeves/covers for the high value stuff so that whoever is left knows which is which.

Just my thoughts without giving it too much consideration. Maybe if I thought long and hard on it I may come up with reasons why not to do any of the above.

[Agentsmith]

it certainly brings it home dosnt it?. the clincher is you just dont know when your number is up and for whatever unexpected reason. i know it dosnt just break your kins hearts but the many friends youve made down the years feel like a bombshell has hit them. this month is traumatic, to say the least and tomorrow at marge's funeral, the stress and the personal turmoil will show. the comments are spot on...a record collection NOW, as opposed to 30 years ago, is a valuable asset, much in the same way as antiques...and should the worst come to the worst, if it benefits the well being of your nearest then you just have to take the necessary steps to make sure your loved one/s get the maximum financial payback that theyre worth...it can be a brilliant insurance policy, difference is youre the sole broker and no company gets there hands on anything.

rob.h

[Guest]

Making a will is especially important if you have remarried, but want to leave something to your children not connected to the new partner.

I have a friend who's going through hell as her Mother died but had remarried. There was a will leaving some personal bits (and half the house) to her daughter, but the new husband has contested it as he thinks he should get everything. My friend hasn't even been allowed in the house to collect the personal things of her Mothers...

These kind of issues, though hard, should be discussed openly and honestly within families.

On a lighter note - obviously I am one of the 'young-uns' that Arkwright has referred to - and will be happy to accept any collection if you have no-one to bequest yours too. But please remember that I have equisite taste, and my mottos are "condition is everything" and "no fillers, just killers"

[Agentsmith]

bbbbbbby eck arkwright...tha'll need soothin haaaands of gladis emmanuel to help thee get ooooover passin on tha sssssounds!

ggggggranville ( rob.h)

[Guest Dave Turner]

bbbbbbby eck arkwright...tha'll need soothin haaaands of gladis emmanuel to help thee get ooooover passin on tha sssssounds!

ggggggranville ( rob.h)

Are y yyy you tekin tt tt the fer fer kin ppp pppp piss?

As long as Nurse Gladys soothes me with her right hand then that'll do fer me

[Steve Foran]

Are y yyy you tekin tt tt the fer fer kin ppp pppp piss?

As long as Nurse Gladys soothes me with her right hand then that'll do fer me

In my profesional life I invest money for people etc and you ALL should consider writing a will. DO NOT bother with online or do it yourself wills because IF a dispute occurs a lawyer will drive a coach and horses through any errors. If you live in or around Manchester,S Yorks,Cheshire or even Staffs and Derbyshire I can recommend a super solicitor who can assist with a will. She only deals with estates, Inheritance tax problems and probate issues. Costs will be around £400 - £600 depending on what is required. The price of a reasonable rare record really.

Next if you are seeking Enduring Power of Attorney then this can be obtained through the Court of Protection in London. Not sure of the exact cost but I think it is about £400, but it is a mighty piece of paper believe me. I arranged one for the daughter of a client who has since developed dementia, invaluable.

I guess the main thing to remember is that we could say suffer a stroke or maybe have a severe accident which could require years of care. If anyone needs any help I may be able to help just send me a message. Hope that helps. Steve

[TOAD]

£400 for a will well out of my reach on sick pay

[Rob Wigley]

£400 for a will well out of my reach on sick pay

Tim

check out some local solicitors who are doing a "Wills for free" scheme where you make a pledge to donate a sum to charity in your will from your estate -they draw up the will and don't charge

are you in a Union ? most will do a free will service via the union solicitors ASLEF uses Thompsons for example

Rob

[Steve Foran]

£400 for a will well out of my reach on sick pay

Fair enough, there is a "NEW " government body called FLAG, which is supposed to be a one stop shop for people in difficulties who require help or advice. It is for help with mortgage payments, benefits claims, incapacity claims, citizens advice, in fact all things under the sun. Try looking on Google they may be able to help here. Citizens Advice CAN put you in touch with solicitors and MAY be able to point you in the direction on a cheaper basis. Hope that helps. Steve.

[Guest JIM BARRY]

Making a will is especially important if you have remarried, but want to leave something to your children not connected to the new partner.

I have a friend who's going through hell as her Mother died but had remarried. There was a will leaving some personal bits (and half the house) to her daughter, but the new husband has contested it as he thinks he should get everything. My friend hasn't even been allowed in the house to collect the personal things of her Mothers...

These kind of issues, though hard, should be discussed openly and honestly within families.

On a lighter note - obviously I am one of the 'young-uns' that Arkwright has referred to - and will be happy to accept any collection if you have no-one to bequest yours too. But please remember that I have equisite taste, and my mottos are "condition is everything" and "no fillers, just killers"

THATS A VERY GOOD POINT KIRSTY, SEEING THAT HALF THE POPULATION HAS REMARRIED. THERE'S ALWAYS THE ISSUE OF CHILDREN AND STEP STEP CHILDREN. WHATIF THE SURVIVING PARTNER LEAVES EVERYTHING JUST TO HIS OWN CHILDREN?....A WILL WOULD SORT OUT ANY PROBLEMS THAT MIGHT OCCUR LIKE THIS

[TOAD]

Fair enough, there is a "NEW " government body called FLAG, which is supposed to be a one stop shop for people in difficulties who require help or advice. It is for help with mortgage payments, benefits claims, incapacity claims, citizens advice, in fact all things under the sun. Try looking on Google they may be able to help here. Citizens Advice CAN put you in touch with solicitors and MAY be able to point you in the direction on a cheaper basis. Hope that helps. Steve.

thanks that info

[dthedrug]

Hi to you All - 1st thing fist:-Over the last 30 years working as a Local Goverment Officor and my Proffeaional position as a Counsellor (20yrs)specialiseing on all aspects that relate to chemical dependancy which is a chronic relapsing condition (I am a sufferer) Working in the Voluntryy Sector & the NHS. As part of my duties I have attended so many funarals of the young and the old, mostley with just hostel staff, council officors and maybe a neighber?..This being so I chose not to attend to-day as I think many closer people than I knew Marge, that does not mean I did not say a few words and lit a candle as I always have as a lapsed RC old habbits but very symbolic? and I was not up to it re:- Depresive Illness. But I do hope that Dave is fine and both mine and Maries Love goes to him on such a sad day (yesterday).

Reguarding this post, I am very please at the adult and factual comments that have been made. Also the information given on advice especialy on the practical and complexity that comes out of record collecting and our devetion to the aspect of never conforming to the normallity of others outside our scene, which is as such a extension of our Latant teenage years as for all who come from the black & white Generation are the 1st generation of teenagers, We have done very well, and I always enjoy the feeling of unity that I recieve from people when attending a Soul event when you are greated with a traditional Northern Soul Handshake, this has become a symbolic statement of what is the core of the scene, ...Sadley though the tuth is for all "Time Does Pass us By" far to quickley once we reach our 40 Birthday.

This topic has for myself been extreamly informative and in it's self I believe is near conpleate on issues such as Making a Will as it is clear this is a must for all to do. After watching a daytime TV programme about this subject of not making arrangments for the future it could be for some that your intentions may not come to fruition by not updateing you will and resulting in the person you intended to leave you belongings to misses out and even to the piont that a indervidual who you have come to dispier gets your inherancy: -Can anyone with knowlage or in the no clarrify or knows a sight covering the legalities of the gist behing my topic? and should we not make tis as a resource for all people who use Soul-Source UK as it is a issue that at some stage effect 90% of the Membership and would benifit all if a sudden situation occured to ant of us??

"KEEPING the FAITH" DAVE KIL.

[Phild]

My current will specifies that my records get destroyed. However, I am thinking of changing it. It would be quite nice instead to have them distributed throughout various charity shops, and think of the glee on peoples faces as they find a bargain.

Phil

[purist]

Dave K, if you're classed as disabled you may be able to get a Will done for free under legal aid. I think the term is "Disabled within the meaning of the Disability Discrimination Act". You also qualify for a free Will if you're over 70 - not saying you are Dave :-)

If any of you want some pucka info on things like this then can I recommend the Age Concern website. They've got a download factsheet (I'm trying to put a link to it below) and they've got no axe to grind when it comes to giving info and advice. Also they keep their site up to date with changes in the law. We got a will writing service through them years back for my mom, where they came to the house, best thing was the guy knew what questions to ask to get my Mom's thoughts down on paper and she had somebody to ask relevant questions to, like " what if the person I'm leaving this to dies before I do and I haven't changed my Will, who gets my things?"

I've often thought if I won big on the lottery I'd create a Northern Soul Museum, and then we could all donate our records and memorabilia to it for future generations, so they could come see the displays of what we wore and laugh at the baggy trousers etc whilst listening to the best music ever made.

My link

[funkyfeet]

Be careful with what you put in your will regarding the value of your records, it may push you into the tax bracket, as old records in your property they won't have a value they will just be another bit of stuff that people have in their houses, once you put them in your will with a value they become a collectable and part of your taxable estate.